Picture this: A fierce Colorado hailstorm has just rolled through, leaving your neighborhood in shambles. Your roof took a beating, and you know the next steps are critical. You might think your first call should be filing a hail claim with your insurance company, but here’s the truth—starting with them could cost you.
Instead, your first call should be to a roofing consultant. Why? Because they’ll help you avoid the common pitfalls that leave many homeowners undercompensated or overwhelmed.
Here’s the inside story and 7 reasons why calling a roofing consultant first can make all the difference:
1. Reducing Stress
Filing an insurance claim can feel like stepping into quicksand—paperwork, deadlines, and confusing terms pull you down fast. A roofing consultant takes over the heavy lifting, managing the process while advocating for you. Imagine having someone on your side who handles it all so you can breathe easier.
2. Spotting Hidden Damage
Hail damage isn’t always obvious. Sometimes hard to see, your roof could have cracked shingles, damaged flashing, or weakened structures. Insurance adjusters often miss these details in their rush. A roofing consultant typically looks harder while working directly for the homeowner, ensuring nothing is missed.
3. Addressing Long-Term Risks
A tiny leak today can lead to rotting beams and mold down the road. A roofing consultant looks at the big picture, ensuring your claim covers not just immediate repairs but also potential long-term issues. They’re not just fixing your roof—they’re protecting your home’s future.
4. Getting You Fair Compensation
Insurance adjusters work for the insurance company, not for you. Their estimates might undervalue your repair costs, leaving you to cover the difference. A roofing consultant fights for a fair valuation, using precise data to ensure your repairs are fully funded.
5. Ensuring Building Code Compliance
Storm repairs often require updates to meet PPRBD building codes, which can come with added costs. If this isn’t accounted for in your claim, you’re left paying out of pocket. A roofing consultant knows the codes and ensures your claim includes these essential upgrades.
6. Covering All Damage
After a major storm, insurance adjusters are overwhelmed with claims, and they may rush through assessments. A roofing consultant takes the time to document every detail—from dents in gutters to unseen structural impacts—making sure your claim is complete and accurate.
7. Getting Paid for Your Time
If you cleaned up or made temporary repairs after the storm, your time and effort should be compensated. A roofing consultant makes sure this is included in your claim, so you’re not left footing the bill. Quick Tip: Take picture, keep a log and save receipts for supplies.
Why a Roofing Consultant Is Your Best Ally
Your roofing consultant isn’t just there to inspect shingles; they’re your advocate in the claims process. They know the ins and outs of policies, manage communication with the insurance company, and work tirelessly to ensure you get the settlement you deserve.
Remember, your insurance adjuster works for the insurer—their goal is to save their company money. But a roofing consultant works for you, protecting your interests every step of the way.
How to Choose the Right Roofing Consultant
The right consultant should be experienced in handling insurance claims, skilled in spotting hidden damage, and knowledgeable about current building codes. Make sure they’re someone who understands your policy and can guide you with confidence and expertise.
Your Next Step
If your roof has been damaged, don’t wait. Reach out to a trusted roofing consultant to start the process right. Together, we’ll make sure your roof is restored, your claim is fair, and your home is protected.
