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Maintenance & Care

Split-screen image showing two Colorado Springs homes, where a roof under 15 years old is marked covered by insurance and a roof over 15 years old is denied coverage or limited to ACV due to age.

Insurance companies are dropping homeowners with roofs over 15 years old

01/19/2026

The 15 year roof insurance rule is transforming how homeowners maintain coverage. Insurance companies now routinely drop homeowners with roofs over 15 years…

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Hailstones on residential property in Colorado Springs after severe hailstorm requiring immediate damage documentation

What to Do Immediately After a Hailstorm in Colorado Springs

01/16/2026

Your First 24 Hours Determine Whether You Get $28,000 or $0 Last May, Mike Thompson from Briargate watched golf ball-sized hail pummel his…

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roof replacement Colorado Springs

How Long Do Asphalt Shingle Roofs Really Last in Colorado Springs?

12/29/2025

If you’re considering roof replacement in Colorado Springs, you’re probably wondering how long your new roof will actually last. Here’s what most homeowners…

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state farm roof claim denied

State Farm Roof Claim Denied? How One Colorado Homeowner Got Full Approval in 11 Days

11/18/2025

How an 11-day reversal saved an elderly homeowner from an impossible choice When a Colorado Homeowner Called About Her Denied State Farm Claim…

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Colorado Springs Roof Insurance Claim

2025 Colorado Springs Roof Insurance Claims Guide

11/10/2025

How to File a Roof Insurance Claim in Colorado Springs (Quick Guide) Hail Damage Assessment With extensive experience documenting Colorado Springs hailstorms, I know exactly…

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State Farm Colorado Springs

State Farm Roof Inspection Denial: The 60-Second Trick Exposed

11/07/2025

The sworn testimony was damning. When asked how long he spent inspecting the roof before denying the claim, the State Farm adjuster admitted:…

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Commercial roof inspector examining shingled roof in Colorado Springs

Colorado Springs Roof Certification & That 15-Year Deadline

10/29/2025

Last Updated: October 2025 | Reading Time: 7 minutes IMPORTANT DISCLAIMER: This article provides general educational information about roofing and insurance concepts based on…

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hail alley

Understanding Hail Alley: A Colorado Springs Homeowner’s Complete Guide to Severe Hail Storms and Insurance Changes

08/09/2025

Published: August 2025 | Reading Time: 8 minutes What is Hail Alley Colorado Springs and Why It’s Ground Zero for Severe Storms Hail…

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roofing scams Colorado Springs

Denver Roofing Contractors Scam Colorado Springs Homeowners

08/09/2025

Roofing Scams Colorado Springs: Denver Contractors Target Homeowners Colorado Springs homeowners face a growing threat from Denver-based roofing contractors running sophisticated fraud schemes…

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state farm denied my claim

State Farm Denied My Hail Claim: Now What?

07/15/2025

Published by Winik.io Team | July 2025 | 12 min read Sarah’s $47,000 revenge story starts like this: “State Farm denied my hail…

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